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PEG Ratio

P/E ratio divided by expected earnings growth rate, adjusting valuation for growth.

PEG Ratio

The PEG ratio adjusts the traditional P/E ratio by factoring in expected earnings growth.

Formula

PEG = P/E Ratio ÷ Annual EPS Growth Rate

Interpretation

  • Below 1.0: Stock may be undervalued relative to its growth
  • Equal to 1.0: Fairly priced for its growth rate
  • Above 2.0: May be overvalued even considering growth

Example

A stock with P/E of 30 and expected growth of 25% has PEG = 1.2. A stock with P/E of 15 and growth of 5% has PEG = 3.0. Despite the lower P/E, the second stock is more expensive relative to growth.

Limitations

  • Relies on growth estimates which may be wrong
  • Does not account for risk—a volatile company may deserve a lower PEG
  • Ignores the duration of growth—10% growth for 2 years differs from 10 years

Key Takeaways

  • Context matters when interpreting any financial metric.
  • Combine multiple data points for informed decisions.
  • Continue learning to build investment knowledge.