FIRE Calculator

Financial Independence, Retire Early. Calculate how soon you can achieve financial freedom.

Your Financial Profile

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$

Savings Rate:

$
4% 7% (typical) 10%
3% (conservative) 4% (standard) 5% (aggressive)

Your FIRE Number

Amount needed to retire and live off investments

Years to FIRE

FIRE Age

Different FIRE Approaches

Lean FIRE

Minimalist lifestyle (70% expenses)

Regular FIRE

Maintain current lifestyle

Fat FIRE

Comfortable lifestyle (150% expenses)

Coast FIRE

Stop saving, retire at 65

Your Progress to FIRE

This calculator provides estimates based on consistent returns. Actual market returns vary significantly year to year. Consider inflation, taxes, and healthcare costs in your planning.