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Put Option

A contract giving the holder the right to sell an asset at a specified price before expiration.

Put Option

A put option gives the buyer the right, but not the obligation, to sell a stock at a fixed price within a set time period.

How it works

  1. You pay a premium to buy the put option
  2. If the stock falls below the strike price, your option gains value
  3. You can exercise (sell the stock at strike) or sell the option for profit
  4. If the stock stays above the strike, the option expires worthless

Common uses

  • Portfolio insurance: Buy puts to protect against downside in stocks you own
  • Speculation: Bet on a stock declining without short selling
  • Income generation: Sell puts to collect premium on stocks you want to buy

Example

  • Buy a $50 put for $2 premium
  • Stock drops to $40 → option is worth at least $10
  • Profit: $10 − $2 = $8 per share

Risk profile

  • Maximum loss (buying): The premium paid
  • Maximum gain (buying): Strike price − premium (if stock goes to zero)
  • Breakeven: Strike price − premium paid

Key Takeaways

  • Context matters when interpreting any financial metric.
  • Combine multiple data points for informed decisions.
  • Continue learning to build investment knowledge.